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ELAC > Admissions & Records > Financial Aid and Scholarship Office > Financial Aid Programs

Types of Financial Aid:

Grants - Monies that do not require repayment

Federal Grants:

  • Federal Pell Grant- awarded to qualified undergraduate students, award eligibility is calculated based on a student’s Expected Family Contribution (EFC). Disbursement of funds is prorated based on enrollment status. Due to the Higher Education Opportunity Act (HEOA), students who receive their first Pell Grant on or after July 1, 2008 may receive Pell Grants for as many as 18 full-time semesters.

  • Federal Supplemental Educational Opportunity Grant (FSEOG)* - awarded to undergraduate students with exceptional financial need. Disbursement of funds is based on enrollment status. Minimum enrollment requirement is half-time status.

  • Iraq & Afghanistan Service Grant (IASG)- Students who served in Iraq or Afghanistan or Children of soldiers; an otherwise Pell Eligible student whose parent or guardian died as a result of U.S. Military service in Iraq or Afghanistan after September 11, 2001, may be eligible for this grant in lieu of the Federal PELL Grant.

State Grants: (All state grants require a minimum of half-time enrollment. Funds are offered on a first come first serve basis with disbursement prorated based on enrollment status).

  • Board of Governor Fee Waiver program (BOGW) is a state-funded fee waiver program awarded to all students who meet the California residency requirement and the BOGW criteria. Enrollment fees will be waived for those who qualified for this program.

  • Child Development Grant - is a state-funded program need-based grant awarded by the California Student Aid Commission. It is available to students entering the field of child care and development in a licensed children's center.

  • Chafee Grant for Foster Youth - is awarded to current or former foster youth and not have reached their 22nd birthday as of July 1 of the award year. Students must have financial need and must be enrolled at least half time status.

  • Cal Grant B - is a state-funded program awarded by the California Student Aid Commission. It is available to financially needy California residents from disadvantaged backgrounds who filed their FAFSA and Cal Grant GPA Verification Forms by the March 2 deadline, or September 2 for community college transfer. Cal Grant B is renewable for up to three additional years.

  • Cal Grant C - is a state funded program awarded by the California Student Aid Commission. It is available to financially needy California residents enrolled in a vocational program.

Federal Work-Study*: monies that are earned through employment on or off campus.

Loans: Borrowed monies that must be repaid with interest. All loans require a promissory note to be completed and a minimum of half time enrollment.

  • Federal Direct Loan- available to undergraduate students. This type of funding consists of low-interest subsidized and unsubsidized loans.
    • Subsidized Loan is based on eligible unmet need. Federal government is paying the interest while student is enrolled in half time status or during the six months grace period.

    • Unsubsidized Loan eligibility is based on COA minus any financial aid resources. Student is responsible for interest payment while attending school.


  • Federal Perkins Loan* - available to undergraduate students. Funds are awarded on a first come, first-serve basis. Disbursement of funds is prorated according to enrollment status.

Scholarships - monies awarded based on academic achievement, which does not have to be repaid.

* Note: Awarding of these programs is based on first come first served. Disbursement is based on the availabilities of funds.

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Last Updated: 8/19/09