… Loans are a form of financial aid available for students that need to be repaid and accrue interest over time. We recommend students to exhaust all free financial aid options before considering a loan. Review our 2024-2025 LACCD Loan … Guide . … What can I do to avoid unnecessary delays in the processing of my financial aid application? … Most importantly, apply early to avoid the financial aid application processing rush. We highly recommend that you keep a copy of all the documents used to complete the financial aid …