… of costs of tuition and fees, room and board, supplies, personal and miscellaneous expenses, childcare, etc., plus the student's assets, parental contribution, other financial aid (such as scholarships). Knowledge of what elements … most state aid (this does not apply to California Dream Act applicants). Completing all application forms accurately and completely and submitting them to the correct place on time. If this is not done, aid could be delayed since errors can cause misunderstanding and misrepresentation of information …