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… Aid - Frequently Asked Questions (UC) … Frequently Asked Questions … What is financial aid? … Financial aid is money that students may use to help cover the cost of their education that is made available by federal and state governments, as well as public and private organizations in the form of grants, fee waivers, part-time employment, loans, and scholarships. The funds are available to make it possible for students to continue their education beyond high school, even … and scholarships are forms of aid that do not need to be paid back under the condition that the student retains their eligibility throughout the semester.   Loans are a form of financial aid available for students that need to be repaid and …