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… not a loan program, there are no interest or finance charges assessed and no credit check is required. Payment plans must be set-up through the mycollege.laccd.edu portal Student Portal (Mycollege.laccd.edu) and are available prior to the … You are at least 18 years of age at the time of the agreement … Cost & Payment Schedule … A $25 nonrefundable fee will be assessed for each payment plan set up per term. This fee will be due at the time the agreement is set up.  The down … charged to the debit card or credit card provided during the setup process, on the 15th day  of each month. Live chat is available for assistance.  View Using Nelnet for the first time video … View Using Nelnet for the first time video … …