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… license. Students learn how to fill out a basic Fannie Mae 1003 loan application, as well as how to qualify a borrower following the Fannie Mae-Freddie Mac underwriting guidelines. REAL ES 21 - Real Estate Economics (3 Units) CSU LECTURE, 3 … and lease involving California common-interest developments. The course presents an analysis of state and federal laws that govern the various aspects of common-interest developments and Homeowner’s Associations. This course addresses the … by owners who live in common-interest developments. This course pays particular attention to recent legal cases that have brought about amendments and additions to the Davis-Stirling Act. Schedule of Classes …