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… … You do not have a past due balance for any prior payment plan arrangement You are at least 18 years of age at the time of the agreement … Cost & Payment Schedule … A $25 nonrefundable fee will be assessed for each payment plan set up per … Once your payment plan is set up, monthly payments will be automatically charged to the debit card or credit card provided during the setup process, on the 15th day  of each month. Live chat is available for assistance.  View Using Nelnet for the first time video … …