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… … Federal Pell Grant … The Federal Pell Grant provides gift aid assistance to undergraduates who have not yet earned a baccalaureate or first professional degree and who demonstrate financial need. Awards are based on your Student Aid Index … their education. If you borrow federal student loans, you can track your loans through the Federal Student Aid Student Aid website .   Federal Direct Loans The Federal Direct Loans (subsidized and unsubsidized) are loans borrowed directly from the … your award will be held in reserve for up to three years until you transfer to a bachelor’s degree program.  Cal Grant B  Provides subsistence payments for new recipients in the amount of $1,648 for a full-time, full year award. Payments are …